Health Insurance Comparisons

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  mrsdeli posted: 07 Aug at 10:30 am

  Are you talking group insurance or individual?? What state are you in? What plan are you considering? These are all important when discussing health insurance. Each carrier must file rates with the Dept. of Banking and Insurance for each plan they offer. Typically, an HMO can run $450 per month, a PPO with a high deductible $1100 and more. That’s for NJ Individual coverage. Other states are less.
  For more info on rates for your state go to:

  www.(state abbrev)dobi.gov

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  Chloe posted: 07 Aug at 11:29 am

  A good quote for health insurance will ideally meet your specific health care needs without putting too much of a strain on your bank account. There’s a new company offering low cost individual health plans in Texas for young, reasonably healthy people. You buy into a plan at a super low cost with fixed benefits that will cover the typical activities and preventative care of a healthy person. Then, if something catastrophic happens, you have the option to get additional levels of coverage, even AFTER the event. A healthy 25-year-old male (and under) would pay under $100 a month for basic coverage. Check them out at http://www.precedent.com – Even if you’re not in Texas, my understanding is that they’ll be offering plans in additional states soon. I hope you find what you need!

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