Is their affordable Health Insurance for full time students?
I’m a full time college students & I no longer have Health Insurance because I turned 19. I can’t go on my dads plan because its for people 65 & over or disabled. I’ve looked on the internet and haven’t really found anything afforable besided for International students & and not internaional. I’d like to find insurance like they can get from ISO where they can pay $27 per month. I haven’t found anything like that for myself & only paying 27-40 dollars a month would be GREAT! Can anyone help me?
mbrcatz17 posted: 08 Jul at 10:53 am
If you want a policy for $40 a month, it’s going to have a HUGE deductible – like $5,000 – $10,000. If that’s ok, go to a local, independent agent, and tell them you want a major medical policy.
Medical discount plans are in your price range, but they aren’t insurance! They offer you a discount, between 25% to 60%, to a limited number of providers. You might have to drive 200 miles to get to an emergency room that takes the discount – most do NOT. Then, you still have to pay your portion of the visit.
The way insurance works, the lower the deductible, the higher the monthly premium. That’s JUST how it is.
generous posted: 08 Jul at 11:11 am
please try this help!
Tressa posted: 08 Jul at 11:13 am
You can obtain low cost individual insurance with many carriers. I would also suggest asking your school. Most colleges offer affordable health insurance. You may be limited to the doctors on campus or in town.
Try Consumers Life Insurance company with a $5000 ded (100% after ded), $25 office visit, $25 urgent care, Rx, annual exam, and much more.
Free Quote:
http://www.consumerslifephp.com
Pamela posted: 08 Jul at 12:10 pm
get free quotes at http://www.shop-it-yourself-insurance.com
Chloe posted: 08 Jul at 12:52 pm
Wow, I’ve never heard of a plan THAT cheap! If under $100 sounds good to you, though, I may have some info you can use. There’s a new company offering low cost individual health plans in Texas for young, reasonably healthy people, and is a great health insurance solution for students. You buy into a plan at a super low cost with fixed benefits that will cover the typical activities and preventative care of a healthy person. Then, if something catastrophic happens, you have the option to get additional levels of coverage, even AFTER the event. A healthy male 25-years-old (and under) would pay under $100 a month for basic coverage. Check them out at http://www.precedent.com. Even if you’re not in Texas, my understanding is that they’ll be offering plans in additional states soon. I hope you find what you need!
fornido77 posted: 08 Jul at 1:48 pm
There is a health insurance alternative that you can try. It is called ameriplan http://www.everyonebenefits.com/40524594 instead of insurance, you will get a discount on all health costs, dental, vision, and prescription. It is much cheaper than insurance, and there is no waiting period. You can use it immediately. I hope this helps.