This is one more ‘ginned up’ Fear Campaign being promoted by the Fascist Network – FOX.

And anyone who furthers this kind of lie – is clearly no friend of The United States of America.

Thanks!

Costs a corporation more to provide a rarely used service.

You just have to compare the plans, but if your boss isn’t paying for any of the bill and you’re healthy then 10 times out of 10 you’ll be able to do better on your own. Group insurance is not ‘better’ and most of the people that tell you that are probably spending too much for their insurance.

The most drastic example I have is a 30-something guy who worked at Black and Decker (big company, right….expecting a good rate?) who was paying $ 500 a MONTH for a $ 5000 deductible. I got him off that plan, picked up a $ 1200 deductible for $ 80/month. Better plan, better coverage and a fraction of the cost….winner….individual plan with a knock-out.

The key is that you have to be healthy.

2. The individual plan price you saw is probably for someone in good health. It would cost more for you.

3. If you say on the individual plan application that you are in good health, and you are not, then you will lose that insurance, and it may be too late to get on the group plan, so you will have no insurance.

also depends on you..if you’re a 50 year old fatty with diabetes take the group plan cause you’ll probably already been turned down everywhere else

Here’s the scoop on group health insurance: you take everyone in the group, lump them together, and AVERAGE the price for their insurance. Group coverage actually costs MORE than private coverage. Additionally, on a group policy, YOU don’t get to choose your coverage – your boss does (or at least, they pick the plan). And, usually the employer kicks in about half the cost. Additionally, they have to accept EVERYONE who is an employee, on the group. If an employee is newly added, and they don’t have prior coverage, they can STILL exclude coverage for preexisting conditions for up to 18 months. Lastly, there are some coverages you can get on grouip policies that are almost impossible to get on private policies – like coverage for maternity, and/or infertility issues.

Don’t confuse “prediagnosed” with “preexisting”. If the sypmtoms are there NOW, and you don’t have insurance NOW, then the condition IS preexisting.

On the down side, unless you’re newly eligible for group coverage, you can only “sign on” during open enrollment – once a year.

Unless you plan on keeping your job forever, or flat out aren’t eligible for private health insurance, if the coverage on a private policy is much less expensive for the same coverage (which isn’t uncommon, if you’re under 30), there’s really not much of an advantage to take the group plan.

DESTROY ALL SOCIALISTS!!!